How important is an adequate legal understanding?

Confidence - Knowledge - Protection

When you enter into a contract agreement (insurance policy) with an insurance company, many related facts that obligate the parties are not contained in the language of the policy. You need to refer to the applicable case law to better understand what the parties (you and the insurance company) are bound to.

Accordingly, though your insurance professional cannot practice law (unless they are a licensed lawyer) their understanding of the law, the courts and how judges apply their interpretations can be very beneficial to YOU, the client.

In New York, a licensed Broker legally represents the client. To the contrary, the agent and agency represent the insurance company.